Personal and business banking

The bank that opens doors, and keeps them guarded.

Gate Trust United gives you a current account, multi-currency balances, cards and transfers in one place, with the controls and audit trail a serious account deserves.

10 currencies held
3 factors on every transfer
7.9% lending from
24/5 relationship support

Account overview

Active

Total balance

$48,920.15

  • Payroll deposit

    Completed · today

    +$3,200.00

  • International transfer

    Pending · yesterday

    -$1,150.00

  • Loan instalment

    Completed · 2 days ago

    -$462.18

Illustrative figures.

What you get

A full bank, not a wallet

No add-on tiers and no surprise fees. The account you open on day one is the account you keep.

Multi-currency accounts

Hold and settle in ten major currencies from one balance, with clear rates and no hidden spread.

Lending without theatre

See an indicative rate before you apply, the full schedule before you sign, and the balance falling as you repay.

Goals you can see

Earmark part of your balance toward something specific and watch it build, without moving money anywhere.

Transfers that arrive

Domestic payments clear in minutes. International transfers carry a reference you can track end to end.

Cards on demand

Issue physical and virtual cards against your balance, with per-card limits you control.

Security by default

Hashed credentials, PIN-authorised transfers, session timeouts and a full audit trail on every action.

Statements that make sense

Every movement carries its reference, counterparty and status. Export whenever you need to.

Support that answers

A named relationship manager, reachable by email, who knows your account.

Transfers

Send money with a reference you can follow

Every transfer is authorised with your PIN and a one-time code, then recorded on your statement immediately with a unique reference. You always know where a payment stands.

  • Balance checked and held atomically, so a failed transfer never loses funds.
  • Local and international flows with the fields each one actually needs.
  • Status moves from pending to completed in front of you, not behind the scenes.

Security posture

Credentials
Argon2/bcrypt hashes, never reversible
Transfers
PIN plus one-time tax code
Sessions
Idle and absolute timeouts, rotated on sign-in
Forms
CSRF token on every state change
Database
Parameterised queries only

Open your account today

It takes about three minutes, and your account number is issued straight away.